Philosophy
After a thorough review of the client's circumstances, financial needs, goals and objectives, we will prepare a financial planning report, which follows the 6 step planning process endorsed by the Canadian Association of Financial Planners. This will serve as a long-term 'blueprint' to ensure the clients' goals and objectives can be met wherever possible.

Services
I have been in the financial services industry since 1982, and specializing in personal financial planning since 1987. My area of expertise is in investment planning, retirement income planning and estate planning including tax related matters. I have served on the Board of the BC chapter of the Canadian Association of Financial Planners and am a former President of the Estate Planning Council of Vancouver.

Michael Solnes offers financial planning and insurance services as an independent representative, under Solguard Financial Ltd., and these services are offered independently of PEAK Securities Inc. PEAK Securities Inc., an Investment Industry Regulatory Organization of Canada (IIROC) registered, full service investment broker, limits its responsibility to investment products such as stocks, bonds and mutual funds. PEAK Securities Inc., is a member of the Canadian Investor Protection Fund. You may access PEAK Securities Inc. privacy statement at www.peakgroup.com.